Access levels
Narvi provides three levels of access to three different user-types
The types of users can access the platform via a single login page.
Users with view-only access
View-only access gives users the ability to:*Does not require the completion of the full verification process
View banking information
Download banking statements
View banking transaction data
View beneficiary information
Preparer
Preparer access gives users the ability to:*Does not require the completion of the full verification process
Create transactions
View and add beneficiaries
View banking information
Download banking statements
View transaction data
Users with full access
Full access gives users the ability to:*Requires the completion of the full verification process
Add other users
Send transfers
Approve transactions
View and add beneficiaries
View banking information
Download banking statements
View transaction data
User Verification
At Narvi we take security very seriously
All users that have full access are required to be ID-verified using our online ID verification tool. Full-access users also need to be officially linked to the company that they have access to. For example, they need to be a director, shareholder, employee or have received Power of Attorney to use the account.2FA
2-Factor Verification (2FA)
All critical actions such as making payments, adding users, and adding beneficiaries, require a 2-Factor Authentication. Users can choose to verify their transactions via SMS or Google Authenticator.FAQ: Multi-user bank account access
The shared access feature is free to use for all business accounts. Find general information about Narvi banking pricing on this page. Narvi's fees are transparent, and there are no hidden charges. Our fees depend on various factors like risk, industry, and country of incorporation.
Sharing passwords is a major security risk, but with multi-user access, businesses can keep accounts secure without compromising convenience. Instead of relying on a single login, each user gets their own credentials with role-based permissions, reducing the risk of unauthorized access or credential leaks. This approach not only enhances security but also improves oversight. Admins can track activity, detect suspicious behavior, and manage access levels with ease.Internal controls in banking have been somewhat of a coming and going trend — while Narvi believes controls and safety of your account must be a constant. We invest a lot of other development efforts into keeping all Narvi business accounts secure as well.It's important to remember that the security of an account is as strong as its weakest link. It's essential for every user to manage their passwords well, use 2FA, and use other best cybersecurity practices.
We've prepared guides on how to add users to your business account and for the users to accept account access.
What We Offer
Narvi Payments Oy Ab is an Authorized Electronic Money Institution (EMI). Narvi’s EMI license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3190214-6. Narvi’s license is Passportised to all European Union countries.
Built and regulated in Finland© 2025 Narvi. All Rights Reserved.
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