Your dedicated IBAN account
Each business account comes with a unique IBAN number under your company's name.

IBAN account
Benefits of your IBAN account number
IBAN stands for International Bank Account Number
Each IBAN is unique and created for individual companies.
IBANs are never shared which means your funds are always segregated, safe and 100% traceable.
Your customers can easily pay you by entering your company name and IBAN number into their payment system or banking app.
All funds you send out are sent under your company name and unique IBAN so your suppliers can see exactly who the funds are coming from.

SEPA
Narvi is your new partner for both local and global payments
Your IBAN is connected to the SEPA euro payment system.
SEPA payments
Send and receive euro payments to and from 36 SEPA countries
SEPA instant payments are sent and received instantly
There are no limits on euro transfers
Global payments
Send and receive payments to and from 100+ countries
Send and receive payments to and from over 11,000 global banks
No limits on euro transfers
All banks will recognize your IBAN
Your company name will appear on your recipient's bank details

FAQ: Dedicated Business IBAN
It is possible to open an account with Narvi and get an IBAN account even if your company is registered outside of Europe. You can reach out to contact@narvi.com to see if we are able to onboard your company. It should be noted that opening accounts from outside of Europe may require additional time to verify your documents.
Find general information about Narvi account pricing on this page.Narvi's fees are transparent, and there are no hidden charges. Our fees depend on various factors like risk, industry, and country of incorporation. For an indication of pricing before you complete your onboarding application, reach out to our support team.
We don’t impose any daily limits on transactions or amounts. You’re free to transact as much as you need.
You can request additional IBANs under the same company name or open up separate accounts if you have multiple companies and businesses. You can access all your accounts from your dashboard via the dropdown menu at the top.
Narvi provides you with your own unique IBAN (International Bank Account Number). This means that all payments are sent and received under your company name. When you make payments, your company’s name and IBAN will appear on the recipient’s bank statement.
Narvi issues own IBANs. The BIC/SWIFT code of your account will have Narvi's name, and IBAN issuer/holder is Narvi Payments Oy Ab.
No, Narvi account allows you sending and receiving wire transfers only to/from other business (or government) entities.
For now, we are supporting balances and transfers in euros. We are currently working on more extensive agreements with local banking partners to enable multi-currency accounts for major currencies at some point in the future.
Our IBANs can only hold fiat currency. However, our Crypto OTC desk can receive cryptocurrency, convert it to fiat, and deposit it into your account.
Your company may need an IBAN (International Bank Account Number) when conducting international transactions, such as receiving or sending payments across borders, especially within the European Union. It helps ensure accurate and secure transfers.
- A dedicated IBAN is a single account used for a specific purpose, such as payroll or vendor payments.
- A segregated IBAN is used to isolate funds for a particular project, client, or legal requirement, ensuring financial transparency and compliance.
Narvi is regulated as an Electronic Money Institution by FIN-FSA. We are required to protect your money and keep it safe by following strict safeguards and segregation of funds rules. All of our customers’ funds are held in the European Union at reputable banks. All of these funds are currently held as cash deposits with our Banking partners. We also undergo regular stress tests and audits to ensure that we meet both security and regulatory standards. We also invest a lot of development efforts into keeping all Narvi business accounts secure.
We've prepared a detailed overview of our services in comparison to a few fintech financial institutions as well as a comparison of Narvi to traditional Finnish banks.

Your IBAN is safe and transparentWe store the euro balance and the entire transaction history of your IBAN. All of your funds are held 100% of the time inside the European Union. Your account data can be retrieved at any time and from anywhere.
Sign-up now for your business account and get access to your IBAN